FIRST CONSIDERATIONS: ​ Filing Bankruptcy should always be considered as a last resort. For individuals, a bankruptcy filing will remain on their credit record for 10 years. When a bankruptcy is filed the law requires full disclosure of the debtor’s finances, including a complete list of ALL debts and All assets. This information is filed with the court and submitted sworn, under penalty of perjury. The most important benefits that individuals receive by filing bankruptcy

There are some myths and misconceptions about foreclosures. Understanding the process, what can and can't happen, and what you should expect will help you deal with any potential problems before you're facing eviction and imminent foreclosure. One of the most common myths about foreclosures revolves around the timing required for this process. Some people think that lenders can start foreclosure process the day after you're late for a payment, while other people think foreclo

It's easy to feel helpless when the bank is foreclosing on your home, but it does not have to be that way. There are things that can be done during foreclosure proceedings to convince the bank to allow you keep your home. You should work with your lender if you are behind on your mortgage and the sooner the better. If You're screening your calls and worried about what you're going to do if the bank does take your home you need to realize that time is still on your side but yo